Keep your trade risks under control with Coface trade credit insurance

Safeguard your cash flow and Minimize credit risk

Secure your small business's accounts receivables with structured Trade Credit Insurance

4/10 very small businesses report that their company has been put at risk due to customer non-payment. Late payments and unpaid debts can have severe consequences, impacting on cash flow, productivity or growth prospects. Credit insurance can protect the accounts receivables of small business, B2B invoices can be secured for domestically and overseas transactions.

Cover invoices through client assessments
Coface assess debtor credit worthiness and cover business credit sales and Coface credit assessments are based on our worldwide network of risk experts with local knowledge on potential prospects or customers. Our risk team analyse relevant financial data, companies, sectors and country risks on an ongoing basis so our customers can be alerted to potential risks.
Indemnify business losses against non-payment and insolvency
Protect business cash flow and preserve margins the Coface credit insurance solution for small businesses, The collection process can take a long period of time and is not always successful, Coface can indemnify for losses sustained through trade.
Collect overdue receivables
Save time and focus on developing your business, Coface manage the collection of overdue receivables domestically and across the globe and our capable teams can optimise collection rates while maintaining trade relations.

Contact our Coface Credit Risk Management Expert and Learn More :

Expand your business in complete confidence

Manage your commercial development worry-free: take advantage of our credit opinions and real-time monitoring of your clients’ and prospects’ solvency.

Our credit-insurance solution for small businesses helps give you an even greater competitive edge since it fine-tunes the credit conditions granted to your customers.

Are you looking for new markets? Coface protects your turnover while you explore business opportunities domestically and / or abroad.

Become a good customer for your bank

Guarantee your invoices with our solution and boost your trustworthiness with your financial partners.

Think about it: opting for a credit insurance policy improves your terms for borrowing and helps you access overdraft facilities.

80% of small businesses are faced with unpaid debts
Small businesses are confronted with bad debtors on a regular basis, and have to work extremely hard to ensure their debts are settled.
25% of small business failures are the result of unpaid debts
Two out of three companies pay their sub-contractors or suppliers late. This is the root cause of nearly a quarter of all bankruptcies of very small businesses.
40% of the assets of small businesses are customer loans
Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.

Testimonials

PSA-PEUGEOT CITROEN

Our regular interactions with the teams at Coface help us analyse, evaluate and prevent our risks.

Restagraf

Customer default is a major risk. Coface credit insurance protects our turnover.

Diagast

The results are clear-cut: since 2008, Diagast has not had any unpaid invoices on the events covered.

Frequently Asked Questions

The history of failing companies shows that even clients you think you know, and have worked with for a long time, may face financial difficulties and stop settling their invoices. And sometimes it's too late when you find out. That’s why you have to cover your entire client portfolio to reduce this risk. However, turnover with affiliated companies, public companies or individuals is excluded from your policy and, it follows, from your rate base. You tell us about the turnover to be covered domestically and / or abroad when asking for the quote.

We have a full range of options so we can design your trade credit insurance contract together: it is tailor-made for your business or the structure or governance inside your organisation. We will make sure our solution meets your specific coverage needs.

If your client is pleading a commercial dispute to avoid paying you, our collection managers will check that they are not acting in bad faith as a way to conceal their inability to pay. If the dispute is genuine and bona fide, your coverage will not be canceled but our collections will be suspended until you and your customer have resolved the dispute. The guarantee is reactivated once the dispute has been resolved, and the invoice can be indemnified if the customer is unable to settle it.

Disclaimer:

The information provided on this website is for general informational and educational purposes only. The content is not directed at any particular individual or organization and should not be construed as financial advice.

We do not provide financial advice, and while the content on this website may include description or features of trade credit insurance products, it should not be considered as financial advice. Always seek the advice of a qualified financial advisor/insurance brokers/agents regarding any questions you may have about financial decisions, including those related to insurance products, taking into account your circumstances.

We make no representations or warranties of any kind, express or implied, about the suitability, completeness, accuracy, reliability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose or for any particular individual or organization.

Any reliance you place on such information is therefore strictly at your own risk.

Keep your trade risks under control with Coface trade credit insurance

Cover invoices through client assessments

Indemnify business losses against non-payment and insolvency

Collect overdue receivables

Contact our Coface Credit Risk Management Expert and Learn More :

Expand your business in complete confidence

Become a good customer for your bank

Credit Insurance

80% of small businesses are faced with unpaid debts

25% of small business failures are the result of unpaid debts

40% of the assets of small businesses are customer loans

Testimonials

PSA-PEUGEOT CITROEN

Restagraf

Diagast

Frequently Asked Questions

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Disclaimer: